A House Divided: How Race Colors the Path to Homeownership

Skylar Olsen et al.

More than 50 years after Dr. King fought for equality, “it is apparent that the American dream of homeownership is not equally shared,” notes real estate firm Zillow’s chief economist Stan Humphries in a study coauthored by Zillow and the National Urban League. To build wealth in communities of color and reduce wealth inequality, the authors call for the removal of institutional barriers toward homeownership, such as policies that advocate arbitrarily high down-payment requirements, as well as an expansion of predatory lending protections.

More on Individual Wealth Building...