Individual Wealth Preservation

Capital IDEA is committed to lifting adults out of poverty and into living wage careers. To do so, it provides the financial and emotional support that non-traditional adult students need to succeed in college and ultimately reach self-sufficiency. Since its establishment in 1998, Capital IDEA has helped over 1,000 low-income adults in Central Texas. In 2014 alone, the nonprofit served 825 low-income adults by fully funding tuition, fees, and textbooks, assisting with childcare and transportation expenses, and providing intensive career counseling and case management services.

Individual Wealth Preservation Tools

The Debt Resistors Operations Manual

Strike Debt and Occupy Wall Street

The Debt Resistors Operations Manual, put together by an anonymous collective of activists from Strike Debt and Occupy Wall Street contains practical information, resources and tips for individuals dealing with indebtedness in the United States. Covering all aspects of the debt system — from personal debt to municipal debt — the manual shows how households, cities and countries are controlled by a system of debt.

2012 Consumer Action Handbook

GSA Federal Citizen Information Center

Office of Citizen Services and Innovative Technologies

How to Start a VITA Site in Your Community: Bringing More Dollars Into the Local Economy While Supporting Families

RAISE Texas

RESOURCE GUIDE: LIFTING ASSET LIMITS IN PUBLIC BENEFIT PROGRAMS

CFED

How to Start a VITA Site in Your Community: Bringing More Dollars Into the Local Economy While Supporting Families

RAISE Texas

Federal Asset-Building Programs Continue to Favor Wealthy

Apr 13th, 2012

Missed opportunity to help less well-off Americans build wealth

In its Assets Report 2012, the New America Foundation calculates that more than half a trillion dollars is allocated in the U.S. FY 2013 federal budget through direct spending programs and tax provisions to encourage savings and asset-building. Of that sum, only a small fraction helps those who need it the most, low- and moderate-income Americans.

As Reid Cramer, Rachel Black, and Justin King at the New America Foundation note, this is a lost opportunity:

This approach misses the potential of assets to help chart a path out of poverty. If we are to broaden savings and asset ownership successfully—giving everyone a stake in the common-wealth—we must understand how the federal government’s current policy paradigm affects asset building among low- and moderate-income Americans.

‹ previous
…
4
5
6
7
8
9
10
11
12

Who's new

Individual Wealth Preservation

The Community Reinvestment Act and the recent mortgage crisis

The Homeownership Gap

EITC and Microentrepreneurs: One Program’s Experience

The Tragedy of Foreclosure: Community-Based Nonprofits Respond

The Foreclosure Crisis and Its Impact on Communities of Color: Research and Solutions

Foreclosure’s Wake: The Credit Experiences of Individuals Following Foreclosure

Making Work Pay: Building Incomes and Assets through the Earned Income Tax Credit

Capital IDEA