Austin's Department of Neighborhood Housing and Community Development provides housing, community development, and small business development services to City residents to increase opportunities for self-sufficiency. Its HousingSmarts initiative provides free homebuyer education and foreclosure prevention counseling. Program graduates are eligible for up to $40,000 in down payment and closing cost assistance, as well as the department’s Match Savings Account Program, where the city provides a $4 match for every $1 saved for the purpose of higher education, purchasing a home, or small business development/expansion.
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