Individual Development and Empowerment Account (IDEA) Program is a grant-matching program offered by the Federal Home Loan Bank of San Francisco to help low-income families buy their first home. Through this program, the bank will provide up to $15,000 for each participating household, matching three dollars for every one dollar saved by the homeowner. In 2014, the Bank allocated about $1.6 million in IDEA funds to nine financial institutions to assist eligible homebuyers.
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