Headquartered in Newark, New Jersey Citizen Action (NJCA) aims to protect and expand the rights of individuals and families and ensure that government officials respond to the needs of people. To ensure community members have the technological skills to make smart financial decisions, NJCA established a Financial Education & Technology Center in Newark in 2000, and a second location in Camden in 2002. Through the Centers, first-time homebuyers can participate in a free loan counseling program (which is credited with helping over 10,000 families purchase homes), and residents can access free tax preparation, financial education, and technology workshops. The Centers also provide financial literacy training to individuals participating in New Jersey's Individual Development Account Program.