The Federal Deposit Insurance Corporation (FDIC) leads the U.S. government response to the needs of unbanked and underbanked individuals. The FDIC Economic Inclusion campaign is a multi-faceted approach to increase access to banking and other financial services. Economic Inclusion conducts surveys and research, offers educational resources, leads an alliance of financial institutions committed to helping the underserved, and started a microloan pilot program in 2008. 31 volunteer banks across the country participated in The Small-Dollar Loan Pilot Program, with assets ranging from $26 million to nearly $10 billion.
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