Individual Wealth Preservation

CLARIFI

http://www.cccsdv.org

Formerly know as the Consumer Credit Counseling Service of Delaware Valley (CCCS), CLARIFI is a nonprofit organization focused on financial literacy.  Programs include financial counseling and public and community workshops on a range of financial topics.

 

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Community Tax Aid

http://www.communitytaxaiddc.org

Founded in 1987, Community Tax Aid (CTA) was created by a group of tax professionals concerned about the growing needs of low-income taxpayers in the Washington DC metropolitan area. CTA provides comprehensive, free tax services and prepares all types of tax returns—including federal, state, prior year, resident and non-resident returns. The increasing complexity of the tax code and limited English of many taxpayers renders CTA's services necessary for the low income community. In 2008, CTA helped 2,800 households receive over $2.8 million in state and federal refunds. Read more about Community Tax Aid...

Bank on San Francisco

http://www.bankonsf.org

Started in December 2005, Bank on San Francisco seeks to serve the "unbanked" by removing barriers that have historically prevented certain groups from accessing mainstream financial institutions. Read more about Bank on San Francisco...

Uptown Alliance Memphis

http://www.uptownalliancememphis.org

The Uptown Alliance Economic Development Corporation is a faith-based organization that provides job training, financial literacy classes and mentoring. Through their Jobs in Community program they partner with local industries to train for entry level and skilled positions in the hospital and construction industries. Read more about Uptown Alliance Memphis...

Seedco (Structured Employment Economic Development Corporation)

http://www.seedco.org

Founded in 1986 to create opportunities for low-wage workers by engaging with community partners and anchor institutions, Seedco partnered with several community organizations in Memphis to administer the EarnBenefits program. EarnBenefits assists residents with locating and applying for benefits in 7 benefit areas. They also offer housing counseling services as part of its National Housing Counseling Network. Read more about Seedco (Structured Employment Economic Development Corporation)...

Rise Foundation

http://www.risememphis.org

Begun in 1999 by the Community Foundation of Greater Memphis, the Memphis Housing Authority and the United Way of the Mid-South, Rise Foundation helps public housing residents achieve financial self-sufficiency by teaching entry-level wage earners to budget, save, and accumulate assets. Read more about Rise Foundation...

Houston Area Urban League

http://www.haul.org

Affiliated with the United Way and National Urban League, Houston Area Urban League (HAUL) strives to enable African Americans and other minorities to secure economic self-reliance, parity, power and civil rights. As part of its efforts, HAUL offers first time homebuyer classes, foreclosure prevention counseling, credit counseling program, and one-on-one housing counseling. These different services enable area residents the opportunities to qualify for down payment assistance and Individual Development Account programs with other non-profits. Read more about Houston Area Urban League...

Credit Coalition

http://www.creditcoalition.org

The Credit Coalition is a nonprofit collaborative organization of financial institutions, community organizations and other related businesses. As a member of the Texas & Greater Houston Foreclosure Prevention Task Force, the Credit Coalition provides free foreclosure intervention counseling, financial and homebuyer counseling and education, reverse mortgage counseling, guidance, resources and outreachservices to community members in the greater Houston and Beaumont/Pt. Arthur areas. Read more about Credit Coalition...

National Consumer Law Center

The National Consumer Law Center (NCLC) is the nation's leading expert on consumer law and advocates on behalf of low-income Americans who are particularly vulnerable to fraud and predatory lending. NCLC pays special attention to such vulnerable groups as the elderly, immigrants, homeowners, former welfare recipients, victims of domestic violence, and military personnel. NCLC's legal work has accomplished numerous policy milestones; for example, NCLC helped end discriminatory car loan practices that persisted for 75 years.

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Global Assets Project

The Global Assets Project, launched in 2006, is a collaborative effort of the Center for Social Development and the New America Foundation. Its ultimate goal is poverty alleviation through asset accumulation. The Global Assets Project strives to influence public policy and implement new asset-building programs through research, and attempts to integrate the key elements of microfinance, financial education, social policy and commercial financial services. There are currently asset-building initiatives in 5 continents and 14 countries around the world.

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Council for Economic Education

The Council for Economic Education is a nonprofit organization that offers comprehensive financial education curriculum to K-12 schools. The Council's programs include the basics of entrepreneurship, teacher resources, and assessment standards—reaching over 15 million students in the U.S. and more than 30 other countries each year. Its mission is to advocate better personal finance education in primary and secondary schools, as well as to empower young people through financial literacy.

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Center for Financial Services Innovation

An affiliate of the nonprofit CDFI ShoreBank, the Center for Financial Services Innovation (CFSI) is a national expert on financial services for the unbanked and under-banked. Its goals include improving the quality of existing services and better tailoring financial services to meet the needs and desires of the under-banked community. The ultimate goal is to facilitate savings and asset-building through financial services. Founded in 2004, CFSI focuses on 6 main areas in order to assist service providers, expand the literature, and influence public policy: Research & Strategy, Investment, Networking, Roundtables, Communication, and Public Policy.

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Individual Wealth Preservation

Individual Wealth Preservation initiatives help low- and moderate-income people maintain and grow the assets they possess. As the foreclosure wave that began in 2007 painfully reinforced, in order to build wealth, it is critical to preserve existing resources. In 2008 alone, Americans lost $2 trillion in housing wealth, with low-income communities and people of color the hardest hit. Even in non-crisis times, those who have the least often pay the most for financial services. Read more about Individual Wealth Preservation...